Chattanooga Service Providers

  • LENDERS
    • Will Hollister, Loan Officer, Atlantic Coast Mortgage (based in Northern Virginia)
      • Cell 703-789-0629, whollister@acmllc.com
      • acmllc.com/william-hollister
      • Based in Northern Virginia, licensed in TN as well, works with a lot of investors, competitive rates and great service
    • Gabe Whitmer, Mortgage Banker, FirstBank Mortgage
      • Office: 423.308.2207, Cell: 423.584.5155, gwhitmer@firstbankonline.com
      • fbmortgageloans.com/lo/gwhitmer/
      • Based in Chattanooga, he’s in investor, bank has very competitive conventional investment mortgage rates, can loan in 47 states
    • Teresa Bailey, Vice President, FirstBank
      • tbailey@firstbankonline.com, 423-855-7281
      • bank does constructions and renovation loans as portfolio products, then you can do a rate and term refinance either with the mortgage dept. or another lender
    • Upen Patel, Senior Vice President, The Federal Savings Bank
      • Cell (571) 331-5161, upatel@thefederalsavingsbank.com
      • mortgagefinancepros.com
      • Able to finance somewhat “out of the box” deals, can go up to 50% DTI, on Fannie/Freddie loans bank has no additional overlays, also offers non-Fannie/Freddie loans: a full doc loan and a debt service coverage ratio (DSCR) loan
  • TITLE COMPANIES
    • Chattanooga Title Downtown
      • (423) 417-1344, orders@chattanoogatitledt.co
      • 1830 Washington Street, Chattanooga, TN 37408
      • In addition to standard closings, they can do deed transfers post closing (like to an LLC)
  • CONTRACTORS
  • PROPERTY MANAGERS
    • Hemlane: hemlane.com
      • Property management online platform that partners with local service providers (like me!) for your “boots on the ground” needs
    • Whitewater: whitewaterpm.com
      • Regularly works with LaRossa and Trident; very reasonable fees; can also do “project management” to oversee a renovation for 10-15% fee
  • HOME INSPECTORS
  • TERMITE INSPECTORS
    • Vic Manning, 706-459-9730
  • INSURANCE PROVIDERS
    • John Brock, Brock Insurance Agency
      • johnb@brockins.com, 423-605-4197
      • brockins.com
      • Able to quote homeowner and landlord insurance policies from multiple carriers
      • Can provide builders risk insurance for a fix and flip or BRRR
    • Sarah Nunnally, JR Isham State Farm
      • sarah.nunnally.vabcgo@statefarm.com, 423-622-1534
      • Offers homeowners and landlord policies
      • Offers commercial insurance policy for 4+ rental properties

Furnishing of any names of Service Providers by the Broker or Broker’s Affiliated Licensee is done as a ministerial act and only as a courtesy, and does not in any way constitute any warranty or representation as to the quality of the Service Providers, their services, or subsequent reports. Clients/Customers acknowledge that they have the option to select any Service Provider of their choice, including any not listed avode and that Broker or Broker’s Affiliated Licensee is not responsible for any representation, guarantees, or warranties of the selected Service Providers or their services. For good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, Clients/Customers herewith releases the Broker, the Broker’s Affiliated Licensee, and/or their employees from any liability of claim arising out of or in connection with the services of the Service Provider.